Start planning your exit
Good financial advice when selling a business starts earlier than most owners expect. The decisions that shape your after-tax position, how the deal is structured, when it completes, and what happens to the proceeds, are largely settled by the time heads of terms are signed. An independent adviser working alongside your accountant and solicitor helps you make those calls while they are still open.
The advisers we introduce are FCA regulated, whole of market, and experienced with business exits specifically: owners selling trading companies, partners exiting practices, and founders taking a mix of cash and deferred consideration. The introduction is free and there is no obligation to proceed.
How an independent adviser helps with a sale
Before the sale: structure and timing
Whether you qualify for Business Asset Disposal Relief, how the consideration is split, and which tax year the gain lands in can each move the final bill significantly. An adviser helps you weigh these choices before they are locked into the deal.
Around completion: reliefs and allowances
From BADR and capital gains tax rates to pension contributions in your final trading years, there is a window around completion where allowances can still be used well. Advice here is about sequencing, not products.
After the sale: a plan for the proceeds
A seven-figure bank balance is a starting point, not a plan. An independent adviser builds the after-sale picture: how much you need for income, what sits in which tax wrapper, and how the rest is invested for the long term.
Alongside your other professionals
Your accountant handles the computation and your solicitor the contract. The adviser owns the personal financial plan that the sale feeds into, and coordinates with both so nothing falls between the three.