Guides

Clear thinking on wealth

Jargon-free guides on inheritance tax, pensions, and the decisions that come with wealth. Written to inform, not to sell.

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Featured · Choosing an adviser

Wealth manager or independent financial adviser: what's the difference?

The two labels get used interchangeably, but the difference in how they're paid, what they can recommend, and who they answer to is significant.

8 min read · Updated July 2026
Inheritance tax

Inheritance tax on estates over £1 million: the reliefs and exemptions, explained

The reliefs, exemptions and structures that matter most once your estate crosses the threshold.

9 min read
Pensions and retirement

SIPP vs SSAS: how the two pension wrappers compare

Where each structure shines, and what the difference means for business owners.

6 min read
Inheritance tax

IHT and business relief: what changes in 2026

The new rules on business and agricultural relief, and what the changes mean for business owners.

8 min read
Tax planning

Capital gains tax in 2026/27: rates, exemptions, timing

What's changed this tax year and how disposal timing affects what you keep.

7 min read
Inheritance tax

The seven-year gifting rule, explained properly

How potentially exempt transfers work, taper relief myths, and when gifts genuinely leave your estate.

7 min read
Tax planning

The 60% tax trap: how the personal allowance taper works over £100k

The effective 60% band between £100k and £125,140, and the rules that affect it.

6 min read
Tax planning

Selling your business: the tax decisions that matter

BADR, timing, and how sale proceeds are taxed: before the sale, not after.

10 min read

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Our guides are for general information only and are not financial advice. IFA Connect is not authorised or regulated by the FCA. For advice on your circumstances, speak to an FCA-regulated independent financial adviser.