Pensions
Old workplace pots, a SIPP opened years ago, charges nobody has checked in a while. We’ll introduce you to one hand-picked, FCA-regulated independent adviser who can put the whole picture on one page. Free, and no obligation.
Four employers, four pots, four sets of charges, and nobody’s job to check any of it. Money sitting in a default fund from 2009, an annual charge you have never seen written down, and no single view of whether it adds up to the retirement you are planning. An independent adviser puts it all on one page first.
Consolidating isn’t always right. Sometimes an old pot holds a guarantee worth keeping, and that judgement is exactly what an adviser is for.
Tracing pensions from former employers and getting a single, current picture.
Charges laid out plainly: platform, fund and adviser, so you can see the total.
Sometimes yes, sometimes no. Some older pots carry guarantees worth more than the tidiness.
Read our pension guides
What your pots are likely to produce as income, against the retirement you actually want.
Whether a default fund chosen years ago still matches your timescale and appetite for risk.
How the new inheritance tax rules on pensions may change what you do with them.
Whole of market, or it isn’t a fair comparison. A restricted adviser can only compare what is on their own shelf, which makes “we looked at the market” a very small market. Every adviser we introduce you to is independent and FCA regulated, free to recommend any provider, or to tell you that leaving a pension exactly where it is would serve you better.
A few questions, two minutes. Confidential and secure.
Usually the same day, often within the hour, to understand what you need.
One introduction to a vetted independent adviser, for a free, no-obligation first conversation.
We only ever ask for a rough asset band, never account numbers, and your details are only shared with the one adviser we match you to.
Guides
The case for merging old pension pots, the situations where it backfires, the pensions you cannot move, and what it usually costs.
Pensions and retirementWhere each structure shines, and what the difference means for business owners.
Common questions
Thinking about retirement as a whole, not just the pensions? See retirement advice. Guides on pensions and retirement are in the guides hub.
One hand-picked independent adviser. Free, no obligation.
Find my pension adviser