Retirement
If you have £250,000 or more in pensions and savings, we’ll introduce you to one hand-picked, FCA-regulated independent adviser. A short conversation with our team, then one introduction. Free, and no obligation.
Get it wrong and either the money runs out too soon, or you spend thirty years being more careful than you ever needed to be. Pensions, tax, drawdown, the State Pension, how much is enough: a lot rests on getting it right first time. A good independent adviser turns that guesswork into a plan built around your numbers.
An independent adviser works through each of these with you. We make the introduction; the advice is theirs.
A plan for turning pensions and savings into an income that doesn’t run out.
Drawdown, tax-free cash and allowances used in the right order.
A clear picture of how much is enough for the life you actually want.
How the new inheritance tax rules on pensions might affect your plans.
Whether consolidating your pots makes sense, or costs you a valuable benefit.
Read our pension guides
Protecting the pot from a bad early run in the markets, right when you start drawing.
We only introduce you to genuinely independent advisers. A restricted adviser can only recommend certain firms’ products. An independent, whole-of-market adviser can search the whole market and is free to recommend any provider. Every adviser we match you with is independent and FCA regulated, never restricted.
A few questions, about 3 minutes. Confidential and secure.
Within one working hour (9am to 6pm, Monday to Friday), to understand what you need.
One introduction to a vetted independent adviser, for a free, no-obligation first conversation.
We only ever ask for a rough asset band, never account numbers, and your details are only shared with the one adviser we match you to.
Guides
You can usually take 25% of your pension tax-free, up to £268,275. See when you can take it, how the rest is taxed, and how to avoid emergency tax.
Pensions and retirementA comfortable retirement costs £45,400 a year for one person and £62,700 for two. See the pension pot you need, with worked examples for 2026/27.
Retirement and lifeWhy the end of work can change more than your income, what research says about purpose and routine in retirement, and how people think about the financial side.
Common questions
Already have an adviser? A free second opinion costs nothing and commits you to nothing: see unhappy with your wealth manager. Looking at your pensions specifically? See pension review.
One hand-picked independent adviser. Free, no obligation.
Find my retirement adviserWe call you back within one working hour (9am to 6pm, Monday to Friday).