Guides

Inheritance tax, pension and financial planning guides

Jargon-free guides on inheritance tax, pensions, and the decisions that come with wealth. Written to inform, not to sell.

All guidesInheritance taxPensions and retirementTax planningChoosing an adviserRetirement and life
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Choosing an adviser

Independent vs restricted financial advice: what the FCA rules say

What independent and restricted financial advice mean under FCA rules, what an adviser must tell you, how many firms are each, and how to check yours.

12 min readChoosing an adviser

Do I need a financial adviser? When advice is required, and when it is a choice

Advice is only legally required in a few cases. See when UK adults use a financial adviser, the free alternatives, typical costs and how to check one.

11 min readChoosing an adviser

What are the benefits of using a financial adviser? What the evidence shows, and the trade-offs

What UK research says about the benefits of using a financial adviser, from wealth and tax to peace of mind, plus the costs and limits to weigh up.

13 min read

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Our guides are for general information only and are not financial advice. IFA Connect is not authorised or regulated by the FCA. For advice on your circumstances, speak to an FCA-regulated independent financial adviser.