Guides

Inheritance tax, pension and financial planning guides

Jargon-free guides on inheritance tax, pensions, and the decisions that come with wealth. Written to inform, not to sell.

All guidesInheritance taxPensions and retirementTax planningChoosing an adviserRetirement and life
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Tax planning

Earning over £100,000: the higher earner's guide for 2026/27

The £100k taper, the 45% threshold, pensions, childcare, savings and what an independent adviser looks at. Sourced, plain English, no jargon.

13 min readTax planning

Capital gains tax in 2026/27: rates, exemptions, timing

What's changed this tax year, the 18% and 24% rates, the £3,000 exemption and business asset disposal relief, and how disposal timing affects what you keep.

7 min readTax planning

The 60% tax trap: how the personal allowance taper works over £100k

The effective 60% band between £100k and £125,140, why it happens, and how pension contributions, salary sacrifice and Gift Aid can affect it.

6 min readTax planning

Selling your business: the tax decisions that matter

BADR, timing, and how sale proceeds are taxed when you sell your business: the reliefs and decisions that matter before the sale, not after.

10 min read

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Our guides are for general information only and are not financial advice. IFA Connect is not authorised or regulated by the FCA. For advice on your circumstances, speak to an FCA-regulated independent financial adviser.